Key Responsibilities

Serve as the appointed MLRO and primary point of contact for regulatory authorities and law enforcement agencies.
Oversee and maintain the firm's AML/CFT, sanctions, and financial crime prevention framework.
Ensure compliance with all applicable Bahamian legislation, regulations, and guidance relating to AML/CFT, sanctions, beneficial ownership, and fiduciary services.
Review and investigate internal suspicious activity reports and determine whether external reporting obligations arise.
Submit Suspicious Transaction Reports (STRs) and other regulatory filings where required.
Develop, implement, and maintain risk-based policies, procedures, and controls.
Conduct ongoing monitoring and review of high-risk clients, complex structures, trusts, foundations, and family office arrangements.
Provide compliance guidance to directors, trustees, relationship managers, and operational teams.
Lead client onboarding compliance reviews and enhanced due diligence processes.
Deliver AML/CFT and compliance training across the organisation.
Monitor regulatory developments and ensure timely implementation of legislative and regulatory changes.
Prepare compliance reports for senior management and the Board.
Coordinate regulatory examinations, audits, and compliance reviews.

Required Experience

Minimum 10 years' experience in AML, compliance, risk, or fiduciary services
.Significant experience serving within a senior compliance, MLRO, Deputy MLRO, Head of Compliance, or equivalent role
.Demonstrable experience working within a trust company, private client business, family office, fiduciary services provider, private wealth management firm, or corporate services provider
.Strong working knowledge of Bahamian AML/CFT legislation, regulatory expectations, and financial crime prevention requirements
.Experience dealing directly with regulators, auditors, and law enforcement authorities
.Comprehensive understanding of trust structures, private wealth arrangements, foundations, companies, partnerships, and complex international ownership structures
.Proven ability to assess and manage financial crime risk across a diverse client base
.Strong analytical, investigative, and decision-making abilities
.Relevant professional qualifications in compliance, AML, governance, law, risk management, or related disciplines are highly desirable

About You

Established knowledge of the Bahamas fiduciary and private wealth industry
Experience managing compliance programmes for high-net-worth and ultra-high-net-worth clients
Strong understanding of international AML standards, including FATF recommendations and cross-border regulatory requirements
Ability to operate independently while providing strategic guidance to senior management and the Board
High level of integrity, discretion, and professional judgement

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